SME Account Manager


PAN-AFRICAN SAVINGS & LOANS SA is recruiting an SME account manager

Mission of the position:

Customer care and portfolio development by offering financial solutions (loans, investments, mobilization of deposits, recruitment of employees, etc. ) adapted to the needs of its customers by analyzing their financial situation.

Job category: 7 Step A of the Pan-African Savings & Loans SA salary grid

Main activities:

  • Support SME customers;
  • Prospect target customers and develop the SME portfolio;
  • Assess the financial situation of clients;
  • Contact clients to gather financial data and documents;
  • Analyze risks and accept or refuse loan applications;
  • Calculate financial ratios (eg credit ratings and interest rates);
  • Visit the institutions and sites subject to funding or intended to be funded;
  • Write reports of maintenance and customer or site visits;
  • Write letters of notification of approval or rejection of credit applications;
  • Advise clients (resource mobilization options or business development options);
  • Mobilize resources (BDC and DAT);
  • Process forcing operations (cash check);
  • Ensure the effective follow-up of financed customers, accounts receivable and unpaid;
  • Relaunch customers with inactive accounts;
  • Analyze your portfolio and identify the elements of strategy;
  • Manage complaints;

Profile and skills required:

    • Be at least 25 years old and at most 40 years old;
    • Good presentation, neat and diligent;
    • Hold at least a BAC+2 in banking, finance, accounting, management, or any other diploma from a business school;
    • Have held a credit manager position for at least 02 years. Experience in a financial institution will be an asset;
    • Know how to read and interpret the financial statements of a company;
    • Good general knowledge, acute and discreet commercial sense;
    • Good command of financial analysis and mastery of financial calculations;
    • Have a good knowledge of portfolio development techniques;
    • Having a good command of French and good knowledge of English would be an asset;

  • Have good writing, analysis and synthesis skills;
  • Be endowed with unfailing integrity;

To apply:

All documents (CV and cover letter) must be sent to the following address: specifying in the subject of the email: ” expression of interest for the position of Account Manager SMEs” no later than May 18, 2022 at 5 p.m. sharp

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