For the purposes of its services, the Cameroon International Bank for Savings and Credit is recruiting 01 MIDDLE OFFICE ENGAGEMENT MANAGER
Assignment
- Management and Control of the Credit portfolio within the Retail Banking Department.
Job activities
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- Carry out the in-depth study within the DBD of the credit files according to the defined procedures, by evaluating the coherence of the project and the risk elements (preventing over-indebtedness, thwarting fraud, etc.) and issuing reasoned opinions
- Check the compliance and completeness of the loan files received during the study;
- Request additional information or documents from the network, if necessary;
- Ensure the follow-up of all credit files entering the Agencies, Region, DBD, CIC and Group delegation, until their implementation or their return to the network;
- Get closer to customers, if necessary, for the negotiation of agreements and protocols;
- Make the connection between the DBD and the regions on the one hand and on the other hand between the DBD and the Risks division (Counter-study, Implementation, legal aspects);
- Provide training / assembly reminder shots Credits to sales teams if necessary;
- Manager of Junior and/or Senior credit analysts;
- Centralized monitoring of collection files;
- Accompaniment of Regional Managers at the level of alert committees.
Profile
- Higher education diploma (BACC + 4 minimum) or banking diploma (BP, ITB);
- Minimum banking experience of 7 years, preferably in credit risk management. Knowledge
- Mastery of the credit policy for individuals and professionals;
- Good expertise in credit analysis of individual and business files (TPE);
- Knowledge of professional standards by sectors and trades;
- Notions of company law, civil law, contract law, security rights and bank guarantees;
- Knowledge of COBAC/BEAC regulations in terms of credit risk management
Know-how and know-how
- Ability to carry out sector studies and analyze financing needs;
- Ability to search for information and update knowledge Writing, analysis and synthesis skills;
- Ability to expose and defend a position on a credit file (various commitment committees, senior decision-maker, Network…);
- Ability to manage time and meet deadlines;
- Managerial capacity;
- Rigor and organization;
- Be a source of proposals in a posture of continuous improvement;
- Sense of confidentiality .
Place of function: Douala
HOW TO APPLY?
Send your Curriculum Vitae only by email to recruitment@bicec.com with the subject: << Recruitment HEAD OF MIDDLE OFFICE COMMITMENTS 2023 >>
Deadline: Friday February 3, 2023 at 4:30 p.m.