As part of the reinforcement of its sales force, ACEP Cameroon SA is recruiting Trainee Loan Officers with the possibility of being confirmed in the position.
Number of places: 45
Place of employment: Douala – Yaoundé – Bafoussam
Duties :
Placed under the responsibility of a branch credit supervisor, the trainee loan officer’s main tasks are to create, develop and manage a healthy portfolio of credit customers.
Main activities :
- Prospect customers;
- Analyze credit applications;
- Determine the creditworthiness of customers;
- Determine repayment capacity based on credit demand; Analyze all the risks inherent in a loan file;
- Write summary notes for the credit committee;
- Follow the steps of the credit process;
- Ensure the repayment of loans from customers in its portfolio;
- Monitor the evolution of customer activity and the use they make of their loan;
- Sell all the products and services offered by the institution to any potential client.
Required Skills:
- Good knowledge of financial analysis;
- Good knowledge of the microfinance sector and/or the banking sector;
- Knowledge of sales techniques and commercial negotiation;
- Good knowledge of office tools: Word and Excel.
Profile required:
Behavioral Skills:
- Integrity and sense of moral values;
- Customer orientation and results orientation;
- Capacity for analysis and synthesis;
- Communication skills;
- Team spirit;
- Open-mindedness and dynamism.
- Minimum BAC+3 in Management Sciences, Marketing, Commerce and Sales, Accounting, Banking and Finance, Law or other related disciplines;
- Have a first field experience;
- French-English bilingualism would be an asset.
- Credit experience is desirable.
HOW TO APPLY?
Apply by sending your CV and a cover letter specifying your city of residence to jobs@acep-cameroun.org , taking care to mention ” stageAC2023 ” in the subject line.
Deadline for receipt of applications: 03/24/2023 at 3 p.m. sharp.